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New federal student loan interest rates are here for the 2020 to 2021 school year.
Undergrads will borrow at:
2.75% (for Stafford Subsidized loans)
4.30% (for Stafford Unsubsidized loans)
Graduate students will borrow at:
4.30% (for Stafford Unsubsidized loans)
5.30% (for PLUS loans for expensive programs)
Parents will borrow at:
5.30% (for Parent PLUS loans) for children’s undergraduate education.
The only good reason to take out private student loans next year is if you don’t have a cosigner:
https://www.studentloanplanner.com/private-student-loans-without-cosigner/
Also if you want a plan for how to finance your education next year and what it will cost, check out our pre-degree student loan planning service: https://www.studentloanplanner.com/predebt-student-loan-plan/